Take-home Pay Illustrations

Before deciding to join an umbrella company, it is advisable to get a personalised pay illustration. This will give you a clear understanding of what you can expect to take home after all necessary deductions.

To estimate your take-home pay, use our convenient online calculator. For a more tailored illustration, we suggest contacting our friendly onboarding team. They can provide a personalised breakdown of your expected net pay after deductions.

While online calculators can help, they rely on certain assumptions. Therefore, we recommend contacting us directly for a personalised illustration. This will allow us to gather more information about your circumstances and ensure the example accurately reflects your situation.

To provide you with a customised pay example, we require the following information:

• Your contract rate and expected working hours/days per week.
• Which recruitment agency is responsible for this contract? Some of our processes are agency-specific, so we need this to ensure accurate information.
• What is the expected contract duration?
• Do you know your tax code? If not, we will assume the standard tax code of 1257L.
• How would you prefer your holiday pay? Would you like it paid in advance of your time off (resulting in unpaid time off), or held by SmartWork in a holiday pot to cover your time off?
• Do you have an outstanding student loan? If yes, was it taken out before or after 2012?
• Are you a resident of Scotland or the rest of the UK?
• If you wish to contribute to your own private pension scheme or SIPP, please provide the name of the provider and the amount you would like to contribute.

If you would like a personalised pay illustration, please reach out to us; our business managers would love to help.