Maximise your take home pay
We guarantee same-day payments and maximum savings.
Earning
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EVERY
PAID
Calculate
YOUR ESTIMATED INCOME
We guarantee same-day payments and maximum savings.
£
per week
£
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The calculations are for illustration purposes only and are based on a series of assumptions.
Maximise your take home pay
We guarantee same-day payments and maximum savings.
Click here to use our Online Calculator
YOUR ESTIMATED INCOME
We guarantee same-day payments and maximum savings.
£
per week
£
per month
The calculations are for illustration purposes only and are based on a series of assumptions.
The easiest choice for contractors
We help you with everything you need to focus on building your career and honing your skills.

The easiest choice for contractors
We help you with everything you need to focus on building your career and honing your skills.
New Contractors



Umbrella vs Limited
If you are wondering whether to work through an umbrella company or set up a limited company, our handy comparison tool will help you choose the best option for you.
Help me decide
Innovative,
customer-centric
approach

Dedicated business managers
We take the time to understand you and your role to ensure there is always someone to guide you through your freelancing career.

Same day payments
Get your money the same day we receive it from your agency, at no additional cost.

Secure SmartPortal
With our SmartPortal, you can view all your payslips, submit timesheets, access all your previous earnings or holiday records, and change any details.

100% compliant & accredited
We are accredited by FCSA and APSCo, meeting the highest industry standards, including full compliance with HMRC and IR35.

7 day helpline
We know flexible workers need us to be flexible too. You can call any day of the week from 8am to 8pm for guidance.

Instant set-up
SmartWork can have you set up in 15 minutes. We can process your application over the phone or you can click Join Now.

Cost-effective service
At just £20 per week or £80 per month, with no set-up or exit fees, and zero hidden charges, SmartWork is one of the most cost effective umbrella companies in the UK.

Standard insurance
You automatically receive insurance cover including £10m Public Liability, £10m Employer’s Liability, £10m Professional Indemnity and £2m Medical Malpractice.
Call SmartWork today on 0800 434 6446
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Everything you need to navigate the world of contracting
3,500
CONTRACTORS & FREELANCERS ASSISTED
830
END CLIENTS/AGENCIES WORKED WITH
17,000
CONTRACT REVIEWS
300
CONTRACTOR QUERIES HANDLED PER WEEK


Limited Companies
Accounting made easy with MyAccountant
We recognise that you may want to be more involved in managing your income and tax affairs. In which case, forming your own limited company makes complete sense. From company formation through managing your business and personal tax returns, your team at MyAccountant will work alongside you at each step at pace, helping you maximise your pay in a compliant manner.
Find out more

I used SmartWork’s Umbrella services for the past year, and have had nothing but wonderful service from them. From initial setup to the occasional question I had from time to time, the team were always easy to contact and happy to help. Payments were always very prompt and I would highly recommend them to anyone looking to operate through an Umbrella.”
Lead Business Analyst

SmartWork has been amazing for the past 16 months. Even during the COVID crisis I could expect a timely response from the team and no interruptions to their service. Far better than my previous provider in both customer service and value for money. I’m sure I’ll be back if/when the need arises.”
Project Manager