SmartWork is the
perfect choice for

Our umbrella service is simple to set up and even easier
to use. Let your dedicated business manager support
you in your contracting career.


Maximise your take home pay

We guarantee same-day payments and maximum savings.


We guarantee same-day payments and maximum savings.
per week
per month
The calculations are for illustration purposes only and are based on a series of assumptions.

Maximise your take home pay

We guarantee same-day payments and maximum savings.
Click here to use our Online Calculator


We guarantee same-day payments and maximum savings.
per week
per month
The calculations are for illustration purposes only and are based on a series of assumptions.

Affordable Margins for outstanding service





£ 20

£ 80


£ 27.50

£ 119.50

Brookson One

£ 27

£ 108

Our outstanding FCSA & APSCo approved service has fully transparent margins and is typically 20% lower than our competitors.

New to Contracting?

Find answers to your questions by browsing the Frequently Asked Questions section of our website.

Why choose

Dedicated business managers
We take the time to understand you and your role to ensure there is always someone to guide you through your freelancing career.
Same day payments
Get your money the same day we receive it from your agency, at no additional cost.
Secure SmartPortal
With our SmartPortal, you can view all your payslips, submit timesheets, access all your previous earnings or holiday records, and change any details.
100% compliant & accredited
We are accredited by FCSA and APSCo, meeting the highest industry standards, including full compliance with HMRC and IR35.
Helpline to support your career
Call our helpline or your designated business manager five days a week to get answers to your questions.
Instant set-up
SmartWork can have you set up in 15 minutes. We can process your application over the phone or you can click Join Now.
Cost-effective service
At just £20 per week or £80 per month, with no set-up or exit fees, and zero hidden charges, SmartWork is one of the most cost effective umbrella companies in the UK.
Standard insurance
You automatically receive insurance cover including £10m Public Liability, £10m Employer’s Liability, £10m Products Liability, £5m Professional Indemnity and £2m Medical Malpractice.
Call SmartWork today on 0800 434 6446

Services designed for flexible working

With our umbrella service, we can help you
strike the right balance between your work and your take-home pay.


Enter your contract rate and pay frequency and get a downloadable illustration of your pay after deductions.


Is this your first time looking at the umbrella option? Browse our guides and articles to find answers to your questions.


Take a look at how other contractors love our personal service approach to providing an umbrella service.

TrustScore 4.7
SmartWork and their team were professional from the beginning. I changed umbrella companies after a contract, the engagement and setup process was seamless, and all information is on their easy to use portal. I was always paid on time without any issues. As a contractor within IR... Read More
John Baxter
I've had the pleasure of working with Smartwork on a number of assignments as a finance contractor. They are very professional and work efficiently to ensure payroll is processed on time every time. I'm really impressed with the service and wouldn't go anywhere else now that I've... Read More
Nazim Hussain
I joined SmartWork after they were recommended by my agency.
During the time I have been with this company, I have received excellent service, and would recommend them.
Pamela Dayes
I was a complete novice to Umbrella working but the team at SmartWork were very helpful at every stage. Their monthly fee looks a lot better than most Umbrella companies. SmartWork were also very helpful when I left their services (working outside IR35). Highly recommended!
Andy Jarvis
4.9 Stars
I used SmartWork for about 3 years and I only have positive things to say about them. The onboarding was very quick and simple, payroll super efficient, they were great at advising me on various salary / tax / pension variables, extremely responsive to questions. Would recommend ... Read More
David Whippe
I cannot recommend SmartWork enough. Smooth on boarding, superb portals, and when they say something will happen it does. Brilliant account manager appointed to - who really responds to questions promptly ensuring you feel valued and safe. Fantastic experience.
David Moore-Bannon
I am a contractor and used SmartWork for over a year. They have been a fantastic umbrella body - quickly fixing any problems and paying me on time. My agent Neil Kane has been extremely proactive, responsive and helpful. Further the current pension offer by SmartWork is decent. I... Read More
Lara Hayes
I received a great service from SmartWork I have used several other umbrella companies in the past and these guys are definitely top of my list should I need their services again. Very friendly prompt payments and excellent communication.
Stuart Senior

I’ve been with SmartWork for the last two years and they have been brilliant, they never missed a beat and have been friendly and helpful. I’ve always been paid on time, and the portal is super-easy to use to access all my information – really good.”

Programme Office Support

I have used SmartWork services for many years and always found them helpful and knowledgeable. After using my own limited company previously, the headache of ensuring the correct tax and national insurance became a breeze once I switched. I would highly recommend them.”

Software Developer